Reasons to use Top Lends

• The only short-term loan created just for emergency purpose. Our loans are different to payday loans because we are the only company that takes your SHORT Term loan into account when making a decision, we let you pay back when you receive your loan and we don't sell your details.
• A 10-day grace period in case your finance is delayed, meaning you won’t pay any interest for the 10 days after your loan is due.
• A 50% interest cap to make sure that the costs of your loan always stays in control, even if repaying doesn’t go to plan. Our cap is half of the 100% maximum cap that most lenders charge.
• Cash paid instantly once your loan is approved, with your loan sent to your bank account the same day.